Individuals and Families

We develop investment policy statements for individuals and families. We help individuals build their savings and investment accounts. We establish and advise on deferred investment vehicles such as IRA's, HSA's, College Saving Plans, and Annuities. We design asset protection strategies, including life, disability and other personal insurance. We help to create and manage family trust accounts to segregate and protect family assets. We also help families create and manage estate plans by working as a strategic partner with their tax and legal advisors.
 

Business Owners

We help business owners develop the right benefit solutions for not just themselves, but also for their employees. We work with experienced professionals in the analysis of current benefit plans, tax deferred retirement options and pre-tax expenses. We integrate asset protection strategies, providing life, disability, business and personal. We integrate Asset Protection Strategies (creditor exempt asset classes). We assist with Tax status optimization and pension plan design.
 

Corporate Executives

We provide corporate executives with sophisticated tax analysis: exercising options, corporate stock sales and benefit program management. We assist executives with 401K management, retirement accounts and taxable money. We also analyze their asset protection strategies in terms of life, disability, and personal insurance.
 

Retirement Plans & Non Profits

We assist private institutions and non-profits to develop an investment policy statement, manage investments, and create portfolios tailored for their situation. We offer hands-on advisory services typically not provided by bigger institutions. We develop Defined Contribution & Defined Benefit Plans tailored to each institution's objectives and goals.